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Oregon Health Insurance- Which company and plan is right for me?
Benefits vs. Premium?

The premiums you pay for health insurance are of course important. However, insurance coverage is always a trade off between benefits and cost, and the least expensive policy is not always your best choice.  Things to consider: Will your health care providers accept the coverage? How well does the company provide service and pay claims?  With an independent agent, you’ll get experience and the personalized service you expect and deserve.


Quick Links to Apply Online.  Oregon Individual Health InsuranceCall (503)968-6198 to go over your options.

  Apply online for LifeWise Individual Health Insurance:

>Did you know that kids can have a Wise Essentials plan for as low as $30 per month? Six office visits per year are covered for just a $25 copay. Immunizations are covered at 100% and even sports physicals are covered.  Have a look at the value-packed WiseEssentials (PDF) plan. Wise Essentials rates (PDF). View all the Lifewise Individual Plans and rates:
 

  Apply online for ODS Individual Health Insurance:

>View the ODS Individual Plan Benefits:  View the ODS Individual Plan Rates:  All the ODS health plans include access to the largest directly contracted PPO medical provider network in Oregon. With more than 11,000 providers in the ODS Network participating across all specialties — including primary care, surgery, radiology, anaesthesiology, vision, chiropractic, naturopathic and acupuncture — your service needs have been anticipated.


Life Insurance ~  The Reversionary Annuity

What are the Reversionary Annuity's advantages?

      Like Term Insurance, the Reversionary Annuity offers competitive premiums, but unlike term insurance, the Beneficiary cannot outlive the coverage or the benefit.

      Like Permanent Life Insurance, the Reversionary Annuity offers a guaranteed benefit. Because of the unique product design, the Reversionary Annuity may provide an efficient insurance solution when the goal is lifetime income to the beneficiary.

      Like an annuity, the Reversionary Annuity offers lifetime income, but unlike an annuity, the present value is funded through a life insurance premium.

Follow this link to find out more: Reversionary Annuity  If you would like an illustration give me a call (503)968-6198 or email.

Term or Permanent Life Insurance

If you would like a quote or illustration for Term or Permanent Life Insurance please contact me.  I use the same COMPULIFE ® Software,  to compare hundreds of insurance companies to find you the best rates.  But in addition I can offer you something most of the online Term Life Insurance agents don't have... about 15 years more experience.  That can make a huge difference with actually getting your coverage placed smoothly and at the best available rate.  Give me a call (503)968-6198 or email.  To run your own quote click:   Term4Sale ®   then give me a call.